Non-EU students who take part in a preparation course in Germany cannot, as a rule, insure themselves in a statutory health insurance fund. In this case, private insurance must be chosen for this period.

Private health insurance is quite cost-intensive. However, there are two insurance companies which offer affordable tariffs to students: Educare24 and Mawista. When applying for a residence permit, a document called ‘Annex 2’ must be signed and submitted by the private insurance company in order to verify sufficient insurance coverage in case of illness.

To be on the safe side, please always ask the insurance whether they fill in Annex 2 without crossing any letters before taking out the insurance.

Once you transition into the Bachelor's program, you will have to opt for the statutory health insurance in order to be enrolled and to be able to apply for the residence permit in Hamburg. The public health insurance system offers comprehensive coverage and is more affordable for students in the long term.

 We closely cooperate with the statutory health insurance company TK – Techniker Krankenkasse and offer monthly support hours with our contact person from TK to students. More information and the link to a membership application can be found here.